Compass Financial FCU

Loans

LOANS TO SUIT YOUR BUDGET!

Whatever your borrowing needs may be, purchasing a car or boat, making home improvements, buying appliances, paying for education, taking a vacation, Compass Financial Federal Credit Union is here to help you with low cost loans.

All loans are calculated as simple interest so there are no pre-payment penalties. You can arrange to repay your loans through convenient payroll deduction.

Get the power of cash in-hand by arranging your financing BEFORE you shop. Complete an online application right now.

Fast, convenient and flexible - when it comes to loans, come to us.

	New and Pre-Owned Vehicle Loans Refinancing NADA Pre-Owned Car Costs Extended Warranty
	Real Estate Loans First Mortgages Home Equity Loans
	Other Loans Motorcycle Loans Boat Loans Line of Credit
	Credit Cards

New & Pre-Owned Auto Loans

Whether you want a new or pre-owned vehicle, you may finance it through us. We can finance up to 100% of the NADA retail value for qualified members. Preview our loan rates, complete an online application today, and drive in your new car tomorrow.

Rev It Up with a Motorcycle Loan

Getting ready for Bike Week in Daytona? Compass Financial Federal Credit Union can help you by financing your motorcycle purchase at a low rate. Get pre-approved today by completing an online application - it is your first step to owning your own dream machine.

Line of Credit - Unsecured

Just how much is your signature worth? It can be worth $1,000's. Compass Financial Federal Credit Union offers a variety of line of credit loans to suit your needs. Enjoy east access to cash. Payments are as low as $25 per month for each $1,000 borrowed. Simply by writing a check!

Don't Miss the Boat!

Chart your course and start cruisin' the waterways with a boat loan from your credit union. Apply online today.

First Mortgages

Buying your first home? Trading up or downsizing? Refinancing your current mortgage? Act now while mortgage rates are still favorable. To help make your "move", your credit union has teamed up with Americas Mortgage Bankers, a full service mortgage lender offering a variety of mortgage loans to fit your individual needs. From VA, FHA and conventional low interest financing to first time home buyer programs and other related real estate services, Americas Mortgage Bankers is ready to serve you.

All mortgage loans feature:

	Fixed and adjustable rates
	Flexible terms
	Lower closing costs
	Fast Closings
	Personal service

Don�t sit on the fence � buy it! Americas Mortgage Bankers' knowledgeable, friendly representative, Luis Salim, will take you through the mortgage process from start to finish. For an appointment at your convenience - at the credit union, your home or work, including Saturdays � call Luis at 305-431-1320. Or, stop by our Medley office to meet Luis Salim.

Home Equity Loans

The equity you've built in your home can be a ready source of cash for whatever you're dreaming of...renovate the kitchen, put in a pool, pay for college tuition, take a fabulous vacation, or even consolidate high interest bills and save money on finance charges.

Put your home to work for you. A home equity loan from Compass Financial Federal Credit Union has many benefits, including:

	LOW fixed rates
	NO out-of-pocket expenses
	NO application fee
	Credit lines from $30,000 to $100,000
	Tax deductible interest (see your tax advisor for details)

Turn your dreams into reality and apply online for a home equity loan today.

Credit Cards

VISA

Our Visa card offers these terrific perks�

	Points toward free travel, cash back and merchandise
	Automated convenience checks for your purchases
	Customer service 24 hours a day
	Instant cash at ATMs worldwide
	Attractive and competitive rates

Our VISA gives you the benefits of having a major credit card without the high costs. Whatever your needs are, we have a Visa Card that's right for you.

	Visa Platinum - No annual membership fee with at least one purchase a year. And enjoy an especially attractive low variable rate even after the first six months.
	Travel Rewards Visa Platinum - Earn one free travel point with every net purchase dollar charged, up to 10,000 points a month. Exchange points for free tickets on any airline, no blackout dates or seating restrictions. Or exchange points for exciting merchandise and certificates from name brand merchants and retailers. Apply now and get 2,500 bonus points.
	Visa Classic - You'll receive a great rate and no annual membership fee with at least one purchase a year. Plus other outstanding benefits.
	College Visa - The card that finance majors would recommend. Use your card at least one time per year and there is no annual fee and no co-signer needed. Plus a library of benefits worth studying.
	Young Adult Visa - The perfect way to help someone new to credit establish a good, solid credit rating. Use your card at least one time per year and pay no annual fee. Co-signer required.
	Secured Visa - We can help you qualify for an Elan Secured Card even if you haven't had the chance to establish credit yet. And if you've had credit difficulties in the past, the Elan Secured Card can help you get back on track.
	Business Visa - An Elan Visa Business Card gives you an edge. The more you use it, the more you'll benefit - with streamlined accounting, purchase protection, and no annual membership fee with just one purchase per year.

Click here to learn more and to apply for the Elan Visa Platinum Travel Card, Elan Cash Rewards Visa Card, Elan Visa Platinum Card, Elan Visa Classic Card and the Elan College Visa Card! You'll receive a decision within 2 minutes.

Federally Insured by NCUA to at least $100,000		5 Star Rated By Bauer Financial

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